Terms and Conditions

Effective Date as of 10/01/2023

1. Acceptance of Terms

By accessing or using Bennett Financial's platform ("Platform"), you agree to abide by these Terms and Conditions. If you do not agree with these terms, please do not use our services.

2. User Registration

2.1. Requirements for Registration

Users must complete the registration process to access certain features of the Platform.

Users must provide accurate and up-to-date information during registration.

2.2. Account Security

Users are responsible for maintaining the confidentiality of their account credentials.

Users are solely responsible for any activities conducted under their account.

3. Use of the Platform

3.1. Platform Services

The Platform provides various services and features to users.

Users agree to use the Platform for lawful purposes only.

3.2. Acceptable Use

Users are prohibited from engaging in any unlawful or prohibited activities on the Platform.

Users must respect the intellectual property rights of Bennett Financial and third parties.

4. Data Collection and Privacy

4.1. Privacy Policy

The collection and use of user data are governed by our Privacy Policy.

4.2. Consent

By using the Platform, users consent to the collection and processing of their data as described in the Privacy Policy.

5. User Content

5.1. User-Generated Content

Users may contribute content to the Platform, including comments, reviews, and other user-generated content.

5.2. Ownership

Bennett Financial does not claim ownership of user-generated content.

Bennett Financial reserves the right to remove or moderate user-generated content.

6. Recommendations and Advice

6.1. Informational Purposes

Any recommendations or advice provided on the Platform are for informational purposes only.

6.2. Disclaimer

Bennett Financial is not responsible for the accuracy or consequences of recommendations or advice.

7. Intellectual Property

7.1. Ownership

All content and materials on the Platform, including text, images, logos, and trademarks, are the property of Bennett Financial and protected by copyright and other intellectual property laws.

7.2. Restrictions

Users are prohibited from using or reproducing Platform content without proper authorization.

Client-Broker Relations Policy

Effective Date as of 01/06/2022

At Bennett Financial, we are committed to maintaining a high standard of client service and professionalism. This Client-Broker Relations Policy outlines our commitment to ensuring that clients receive the best possible service from our brokers. We hold our brokers to the highest ethical and professional standards and take steps to ensure they are well-equipped to assist clients effectively.

2. Responsibilities of Brokers

2.1. Professionalism

Brokers are expected to conduct themselves with the utmost professionalism and integrity at all times.

Brokers must adhere to all applicable laws, regulations, and industry standards.

2.2. Client-Centered Approach

Brokers should prioritize the best interests of the client when recommending products or services.

Brokers must provide accurate and transparent information to clients to help them make informed decisions.

2.3. Confidentiality

Brokers are responsible for maintaining the confidentiality of client information and must not disclose sensitive information to unauthorized parties.

2.4. Continuous Education

Brokers are encouraged to engage in continuous education and training to stay updated on industry trends and best practices.

Bennett Financial may provide resources and support for broker education.

3. Steps to Ensure Broker Competence

3.1. Broker Licensing

All brokers associated with Bennett Financial are required to obtain the necessary licenses and certifications to perform their roles.

3.2. Ongoing Monitoring

Bennett Financial conducts regular reviews and assessments of broker performance and adherence to company policies and industry standards.

3.3. Training and Development

Brokers are provided with opportunities for training, development, and access to resources to enhance their skills and knowledge.

4. Client Feedback and Resolution

4.1. Feedback

Clients are encouraged to provide feedback on their broker interactions, including concerns or complaints.

4.2. Resolution

Bennett Financial has a process in place for addressing and resolving client complaints promptly and fairly.

5. Client Advocacy

5.1. Client Advocacy Role

Bennett Financial may appoint a Client Advocate to serve as a liaison between clients and brokers.

The Client Advocate is responsible for addressing client concerns and ensuring client satisfaction.

6. Compliance with Policies

6.1. Adherence to Company Policies

Brokers must comply with all company policies, including this Client-Broker Relations Policy.

Non-compliance may result in disciplinary action, including termination.

7. Client-Centered Culture

7.1. Client-Centered Culture

Bennett Financial fosters a client-centered culture where the client's best interests are the top priority.

7.2. Client Education

Brokers are encouraged to educate clients about financial products, risks, and benefits to help them make informed decisions.

Disclaimer Clause:

At Bennett Financial, we are committed to upholding the highest standards of professionalism, ethics, and compliance in all our business practices. Our brokers, as independent contractors, are expected to adhere to these standards as an integral part of their association with Bennett Financial.

It is important to note that any actions, recommendations, or conduct of our brokers that fall outside the scope of our established standards, ethical guidelines, or compliance requirements are solely the responsibility of the individual brokers. Bennett Financial does not endorse or condone any behavior or actions by brokers that are inconsistent with our policies, principles, or industry regulations.

While we diligently train, monitor, and provide guidance to our brokers to ensure their adherence to our standards, we cannot control or be held liable for their individual choices or actions that may deviate from our established norms.

Clients and stakeholders are encouraged to contact us with any concerns or issues related to the conduct of our brokers. We are committed to addressing such matters promptly and in accordance with our policies.

We appreciate your understanding and trust in Bennett Financial as we strive to maintain the highest levels of integrity, transparency, and professionalism in our business operations.